Following my divorce, I have been raising three children, going to school and looking for a  second full time job. I am currently working as an independant contractor who performs  miscellaneous services for local and national businesses. I had purchased a dental plan for myself recently and went into the office today for an exam. It had been three years since I had last been able to to see a dentist. My teeth have deterioated and I am in need of much more work than my insurance will cover. After my insurance maximums are met I will still owe nearly five thousand dollars. I applied for a CareCredit Card they offered through their facility and was denied due the poor credit rating I received when my ex-husband did not fulfill the terms of our divorce decree and pay the outstanding balances on our credit cards. I have had much difficulty finding employment as a customer service representative due to the poor condition of my front teeth. (Who would want to hire someone who isn't comfortable smiling?) 

I really enjoy working within this profession and have had many years of experience. I am a bright, eager, responsible, and friendly person. I hope to be able to return to school in the fall and have taken steps to accomplish this goal of mine. I am waiting to hear regarding the financial aid package for which I qualify and then I will be able to select my courses accordingly. I simply need help jump-starting the rest of my life! I do not have anywhere else to turn at this point in my life and need some help with my situation and I will be eternally grateful for any support that you can provide.  I deeply appreciate your time and consideration concerning this matter.